To qualify for this offer you must have received a letter, email, or phone call from Scotiabank inviting you to participate in this offer. You must then have an in-branch financial needs discussion with a Scotiabank Advisor and receive a Reward Code from them before the offer expiry date located on your offer letter and/or email. To select and receive your reward you must visit our redemption site within 15 business days after the deadline for visiting a branch as indicated on your offer letter and/or email. You will be required to enter the Special Offer Code located on your offer letter and/or email and the Reward Code provided by the Scotiabank Advisor to select your reward. A valid email address is required in order to receive the E-Promo Card or E-Gift Card. E-Promo Cards are valid for 90 days after receipt. E-Gift Cards do not expire, but must be downloaded by the date indicated on the email. Additional terms and conditions may apply to E-Promo Cards and E-Gift Cards. No purchase required. Maximum 1 offer per customer and per household. Offer is non-transferrable and cannot be duplicated or combined with any other offer. Offer valid for the customer(s) to whom the offer letter and/or email communication is addressed. If multiple customers of the same household are addressed only the first customer who completes branch discussion is eligible. The E-Promo Cards are available for The Ultimate Dining restaurants. E-Gift Cards are available for Indigo Chapters Coles or Sobey’s.